Reader’s Question: My son got his first car from his company as bonus for a job well done. I want to give him some lessons on how to avoid being categorized for high risk car insurance. So how to avoid being considered high risk driver? Miguel Albany NY It is not really totally bad to …
Category Archive: High Risk Drivers
Feb
23
How are Drivers Categorized as High Risk in Auto Insurance
Reader’s Question: I am obsessive compulsive when it comes to safety. Sometimes, I don’t understand people who take safety for granted. I have always been curious: How does a person become a high risk auto insurance client? Gregg Jefferson City, MO Safety does seem rather important to you. To put it in plainer terms, auto …
Feb
23
Who Falls Under High Risk Auto Insurance Category?
Reader’s Question: Who are the persons that fall under the high risk auto insurance category? What are the common coverage for high risk drivers? Richard Denver, CO High risk drivers often pay more than the average driver. It is because they are bringing risks for insurance company along with them the moment a carrier decides …
Feb
23
Is High Risk Car Insurance Expensive?
Reader’s Question: Do high risk car insurance companies charge more than other car insurance providers? Can you give me some general information about them? Allan Charleston, WV Insurance coverage for what are called high risk drivers is generally costlier than the standard coverage. Car insurance companies offer a variety of packages for a variety of …
Feb
20
Does an Accident Puts you to High Risk Auto Insurance Category?
Reader’s Question: I’m about to renew my car insurance policy and was surprised by the increase in my premium. It was not my fault that I was involved in an accident last year, so why charge me for that? How do insurance providers classify drivers requiring high risk auto insurance? Ashley Baton Rouge, LA My …
Feb
17
What is a High Risk Auto Insurance?
Reader’s Question: What is a high risk auto insurance? Why are some insurance policies expensive while some are not? Bernie Louisville, KY Typically, an insurance policy is classified into two: standard and nonstandard. The standard insurance is given to those who have low or average risk levels. If your risk level is low, it means …
Feb
13
Collision and Comprehensive Coverage for High Risk Auto Insurance
Reader’s Question: Is it likely that I get a collision/comprehensive coverage under a car insurance for high risk drivers at an affordable rate? John Denver CO High-risk drivers, as a rule, are charged higher premiums because of the amount of exposure that insurance companies feel when insuring their vehicles. For instance, if you have been …
Feb
13
Where to Get Cheap High Risk Car Insurance
Reader’s Question: Is it impossible to find cheap high risk car insurance? Fred Columbus, OH Cheap high risk car insurance is as glaring as contradictions can get. The phrase probably works better as advertising copy. Setting it in big bold blinking type may possibly catch the eye of someone desperately looking for high risk car …
Feb
13
High Risk Car Insurance Vs Regular Car Insurance
Reader’s Question: Is there a difference between car insurance for high risk driver and regular car insurance? Jenny Phoenix, AZ Car insurance for high risk driver can take on many forms as there are many ways a driver can be classified as high risk. It’s not a specific or separate species of car insurance. It’s …
Feb
11
Finding Car Insurance for High Risk Driver
Reader’s Question: How does one get car insurance for high risk driver? I have been busy lately trying to find car insurance for myself, but I am having a hard time finding one. What should I do so I can get car insurance for high risk drivers like myself? Mon Austin, TX Before anything else, …